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Forum: Mortgages Q & A

Ask a licensed mortgage expert about your mortgage related questions and concerns.

  1. Sticky Thread Sticky: Mortgage rate trends

    Hello all, Our latest Mortgage Rate Outlook Panel results for June 2010 have just been released. The panel consists of top Canadian mortgage...

    Posted By Forum Admin
    mortgage rate forecast, mortgage rate trends, mortgage rates, outlook panel
    • Replies: 1
    • Views: 590
    07-12-2010 10:23 PM Go to last post
  1. getting a bad credit mortgage

    Oh here is my situtation I have bad credit due to unforseen circumstances on my part. I own a house with my brother the mortgage is in my brothers...

    Posted By haven
    • Replies: 0
    • Views: 102
    08-16-2010 01:58 PM Go to last post
  2. Mortgage penalty for breaking a mortgage when refinancing

    We got an interesting question through to our customer service team today and I thought I'd share it. Question: I currently own a townhouse...

    Posted By Forum Admin
    breaking your mortgage, ird penalty, mortgage penalty, mortgage refinance, mortgage refinancing
    • Replies: 0
    • Views: 419
    05-18-2010 02:38 PM Go to last post
  3. additional income to qualify for a higher amount of mortgage

    hai there, my husband recently (before 3 weeks) started a new part time job and i just want to know that his new income can be calculated to get...

    Posted By thusha7716
    • Replies: 1
    • Views: 307
    05-11-2010 04:28 PM Go to last post
  4. looking for a best mortgage option

    hai there, i 'm new to this forum and hope this will be very usefull to me. i hope to buy a house from a builder and looking for a best option for a...

    Posted By thusha7716
    • Replies: 1
    • Views: 300
    05-11-2010 04:27 PM Go to last post
  5. Banks or Brokers whic

    My friends keeps telling me I should go to a broker for a mortgage rather than a bank because I can probably get a better rate through private...

    Posted By SandythePoster
    • Replies: 2
    • Views: 377
    04-14-2010 03:30 PM Go to last post
  6. Interest vs principal amount paid at the end of first year.

    If I go for a 300K mortgage value what is the ration between interest over principal amount paid at the end of first year fir two cases: 1) 20...

    Posted By Hussain
    • Replies: 2
    • Views: 651
    04-14-2010 03:25 PM Go to last post
  7. Buying US property

    Has anyone had experience in buying US property requiring a mortgage while being a Canadian and living in Canada? Are there any banking...

    Posted By Rlandzaat
    • Replies: 1
    • Views: 616
    04-14-2010 03:20 PM Go to last post
  8. Bank of Canada Increase?

    I have been listening to the news lately and what I am hearing is that the Bank of Canada is poised to increase interest rates. What does that mean...

    Posted By SandythePoster
    • Replies: 0
    • Views: 282
    03-30-2010 05:05 PM Go to last post
  9. Question renew or not?

    hi .. i'm 18 months into a 5 year closed fixed term @ 5.35.. should i renew at these lower rates... and what would it cost me.. in penalties?

    Posted By dower
    • Replies: 2
    • Views: 690
    03-30-2010 12:50 AM Go to last post
  10. Keeping Up-To-Date

    Please provide us with any and all suggestions that you think would improve everyone's experience with the RateSupermarket.ca forums - and make...

    Posted By SandythePoster
    • Replies: 0
    • Views: 248
    03-30-2010 12:46 AM Go to last post
  11. Finder Financial Service mortgage

    Hi Anybody has had experience with Finder Financial Service mortgage and nofrill mortgage? Thanks Ross

    Posted By rossbertoloni
    • Replies: 5
    • Views: 1,419
    12-04-2009 06:30 AM Go to last post
  12. Wink commercial mortgage in Canada

    Which Broker Mortgage is Good in vanouver for Group home Mortgagte ?? thanks kamal

    Posted By kamalforsewa
    • Replies: 0
    • Views: 1,006
    11-09-2009 08:58 PM Go to last post
  13. Buying a US property

    Has anyone had any experience with being Canadian and living in Canada but wanting to purchase a house in the US? Are there any banks, trust...

    Posted By Rlandzaat
    • Replies: 0
    • Views: 526
    10-22-2009 01:45 PM Go to last post
  14. National vs local mortgage broker

    Hi there, Recently divorced so doing a bit of stuff that I didn't previously get my hands into before. I'm looking for a mortgage broker and...

    Posted By beckybee
    • Replies: 0
    • Views: 712
    08-27-2009 03:50 PM Go to last post
  15. How high will they go

    So I just thought I'd put it out there.... exactly how high do we think the interest rates are going to go? I'm looking at getting my first...

    Posted By backflippro09
    borrow, interest, mortgage rates
    • Replies: 0
    • Views: 807
    08-07-2009 09:30 AM Go to last post
  16. Penalty

    I'm looking to refinance and have heard that some of the big banks will pay my penalty fee if I renew with them. Is that the case? Will a...

    Posted By NikkiF
    mortgage penalty, mortgage rate, penalty fee
    • Replies: 4
    • Views: 1,179
    07-29-2009 08:57 AM Go to last post
  17. Big new house deal!

    I have a 5.09% mortgage of 230k which to break will cost me 9000k or approx, and I'm looking at a new house, which will mean a mortgage around 600k...

    Posted By linda
    • Replies: 1
    • Views: 749
    07-09-2009 06:51 PM Go to last post
  18. Stuck between a rock and a hard place

    Hello.. need some advice. We are currently on the Market to sell our home. ($479,000) My current morgage is due in about thirty days from now....

    Posted By Whatodo
    • Replies: 2
    • Views: 780
    07-07-2009 01:31 PM Go to last post
  19. Lightbulb Break mortgage or wait until renewal??

    Hello, My mortgage comes up for a renewal in March 2011 (5 year term). Currently I have a mortgage @ 5% which is good but considering the current...

    Posted By kpach
    • Replies: 1
    • Views: 682
    07-05-2009 10:52 PM Go to last post
  20. Question Mortgage rates UP!

    Hi. I am just wondreing how high the mortgage rates are going up in the future, more specifically in a year from now? Thank you.:confused::mad:

    Posted By amaryliz
    • Replies: 1
    • Views: 909
    06-16-2009 09:40 AM Go to last post

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